The Unified Payments Interface (UPI) has emerged as a game-changer, simplifying bank-to-bank transactions like never before. However, this convenience comes with the responsibility of safeguarding your financial assets. The UPI PIN, a crucial element of UPI, serves as the final line of defense against unauthorized transactions, ensuring that payments are made by genuine users.
As cyber threats continue to evolve and proliferate, it has become imperative to take proactive measures to protect your financial information. One such precautionary step is regularly resetting your UPI PIN. When it comes to resetting your UPI PIN, apps like Google Pay, Paytm, PhonePe and BHIM UPI can be used.
Pre-requisites
- Last six digits of your debit card.
- Date of expiry of your debit card.
- Mobile number linked to your bank account
Here’s how you can reset your UPI PIN using the BHIM UPI app:
- Launch the BHIM UPI app.
- Then, select the Bank account option.
- Tap on the Reset UPI PIN option.
- Enter the last six digits and the expiry date of your debit card for setting up a new UPI PIN.
- Your bank will send an OTP on your registered mobile number and it will get auto detected within the app.
- After that, you can enter your new UPI PIN.
- Next, you will be asked to reconfirm your new UPI PIN.
- Your UPI PIN will be changed successfully.
Conclusion
By following these steps and resetting your UPI PIN using the BHIM UPI app, you can now make digital transactions securely. Whether you use Google Pay, PhonePe, Paytm, or any other digital payment platform, your financial information is safer because of this action. Remember to stay alert and update your UPI PIN regularly to stay ahead of potential cyber risks. This guide has given you the knowledge to protect your financial security.
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